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Basic Qualifications for Director Service Guidelines


A Member-Director, elected from the insured membership of InHealth Mutual, must meet certain basic requirements as specified by both Consumer Operated and Oriented Plan (CO-OP) regulations and federal and/or state insurance regulations pertaining to company director requirements.

  • At the time of your election to the Board of Directors, you must be covered under an individual or group health insurance policy issued by InHealth Mutual.
  • You must be 18 years of age or older.
  • You cannot have ever been convicted of a felony involving dishonesty or breach of trust.
  • You cannot be a representative of any:
    • Federal, state or local government or any political subdivision or instrumentality thereof;
    • Health insurer that was in existence on July 16, 2009 (a “pre-existing issuer”), a holding company controlling a pre-existing issuer, a foundation established by one, a predecessor of one, or a related entity - per CMS, this includes agents and brokers appointed with multiple health insurance carriers;
    • Trade association of pre-existing issuers.
  • While you may be a director, officer, employee or representative of another entity, that service may not conflict with your duties to and as a Director of InHealth Mutual.
  • You must disclose financial information, to include having been declared bankrupt or having been an owner of an enterprise that has been declared bankrupt.
  • You must disclose personal information including any criminal charges and convictions (excluding civil traffic offenses).
  • You must pass a federal and/or state background check as required by applicable regulatory requirements for insurance company directors.
  • You must undergo ongoing federal debarment status checks as required under InHealth Mutual’s loan agreement with the federal Department of Health and Human Services (HHS).
  • You must complete a UCAA Form 11- Biographical Affidavit provided from the National Association of Insurance Commissioners (NAIC).
  • You understand that Board of Director elections are always contested, with more than one nominee per open Director positions.
  • You must agree to public disclosure of your name as a nominee for Director, to include election material sent to InHealth Mutual members and available on the public website, public statements and reports to the Ohio Department of Insurance and HHS.


Basic Qualifications for Director Service Guidelines


A Member-Director, elected from the insured membership of InHealth Mutual, must meet certain basic requirements as specified by both Consumer Operated and Oriented Plan (CO-OP) regulations and federal and/or state insurance regulations pertaining to company director requirements.

  • At the time of your election to the Board of Directors, you must be covered under an individual or group health insurance policy issued by InHealth Mutual.
  • You must be 18 years of age or older.
  • You cannot have ever been convicted of a felony involving dishonesty or breach of trust.
  • You cannot be a representative of any:
    • Federal, state or local government or any political subdivision or instrumentality thereof;
    • Health insurer that was in existence on July 16, 2009 (a “pre-existing issuer”), a holding company controlling a pre-existing issuer, a foundation established by one, a predecessor of one, or a related entity - per CMS, this includes agents and brokers appointed with multiple health insurance carriers;
    • Trade association of pre-existing issuers.
  • While you may be a director, officer, employee or representative of another entity, that service may not conflict with your duties to and as a Director of InHealth Mutual.
  • You must disclose financial information, to include having been declared bankrupt or having been an owner of an enterprise that has been declared bankrupt.
  • You must disclose personal information including any criminal charges and convictions (excluding civil traffic offenses).
  • You must pass a federal and/or state background check as required by applicable regulatory requirements for insurance company directors.
  • You must undergo ongoing federal debarment status checks as required under InHealth Mutual’s loan agreement with the federal Department of Health and Human Services (HHS).
  • You must complete a UCAA Form 11- Biographical Affidavit provided from the National Association of Insurance Commissioners (NAIC).
  • You understand that Board of Director elections are always contested, with more than one nominee per open Director positions.
  • You must agree to public disclosure of your name as a nominee for Director, to include election material sent to InHealth Mutual members and available on the public website, public statements and reports to the Ohio Department of Insurance and HHS.